Two Seriously Injured in Seffner Head-On Collision

A head-on collision in Seffner on April 4, 2011 resulted in serious injuries to two people.  The accident occurred near U.S. 92 and East Mobile Villa Drive in Seffner, Florida at approximately 10:40 p.m.  Alexander Joseph Mun Fong Aki, 21 of Tampa, struck Patricia Lipari, 61 of Brandon.  Delorise K. Avent, 47 of Tampa, was a passenger in Lipari's vehicle and was not seriously injured.  Lipari and Avent were wearing their seatbelts.  The other driver was not wearing a seatbelt.  U.S. 92 was closed for approximately two hours after the crash.

This appears to be a very serious crash that tragically resulted in major injuries to Lipari and minor injuries to her passenger.  Based on the age and circumstances apparent, the 21-year-old driver may not have much or any insurance.  Please keep in mind that Florida does not require drivers to purchase bodily injury liability coverage.  Instead, Florida only requires that drivers be able to respond in damages of at least $10,000.00 after an accident to avoid suspension of their license.  Furthermore, what many people do not know about this is that the process is not automatic.  The process requires a judgment that cannot be satisfied in order to suspend their driver's license.  This is a real problem for Floridians because you must take it upon yourself to insure yourself against what other people will do to you on the roadway.  You should not trust other people to have insurance to cover your injuries.  In many instances, people will have property damage liability coverage in order to keep their registration legal, however, the car is covered but not the person.  I would suggest that Florida law has it backwards.  We should be insuring the people more than the vehicles.  As one can imagine, the likely purpose behind Florida law only requiring liability coverage for property is to protect banks and insurance companies.  This is precisely why I recommend to everyone that they carry enough uninsured/underinsured (UM) coverage to cover all of their potential damages in the case of a serious accident in which the other driver has no coverage or limited coverage.  In other words, if you earn significant income and support your family with that income, then you need to purchase the most UM coverage that you can afford in the case of a serious accident.  Otherwise, you might be seriously disabled or killed from a car accident with very little recourse under the law.  Moody Law represents persons who have been injured in car accidents.  A personal injury or car accident attorney from Moody Law can meet with you and discuss the facts and circumstances of your case.  Each case is different and different results are achieved in different cases based on their facts and circumstances.  If you or a loved one has been involved in a car accident, please contact a personal injury or car accident lawyer for free advice.